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Health Care Affordability Act 2025: Expanded Tax Credits for Health Coverage

This act aims to make health insurance more accessible by expanding eligibility for tax credits. This means more people will be able to receive financial assistance to cover the costs of health plans, regardless of their income level. These changes could lower monthly health insurance premiums for many households.
Key points
Removes the 400% poverty line income cap for health insurance tax credit eligibility, meaning higher-income individuals can also qualify for support.
Introduces a new, sliding scale for tax credits that adjusts the amount of assistance based on income level, providing greater benefits for lower-income individuals and gradually reducing them for higher earners.
Changes take effect for taxable years beginning after December 31, 2025, meaning citizens will feel their impact starting with 2026 tax filings.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_46
Sponsor: Sen. Shaheen, Jeanne [D-NH]
Process start date: 2025-01-09
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Health Care Affordability Act of 2025

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_46.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-01-09.

What are the main provisions?

Key points include:

  • Removes the 400% poverty line income cap for health insurance tax credit eligibility, meaning higher-income individuals can also qualify for support.
  • Introduces a new, sliding scale for tax credits that adjusts the amount of assistance based on income level, providing greater benefits for lower-income individuals and gradually reducing them for higher earners.
  • Changes take effect for taxable years beginning after December 31, 2025, meaning citizens will feel their impact starting with 2026 tax filings.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Shaheen, Jeanne [D-NH].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Health Taxes