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Credit Freeze for Kids: Protecting Against Identity Theft

This new law makes it easier for parents to freeze their children's credit reports, protecting them from fraud and identity theft. Credit agencies will be required to act faster and free of charge to secure the data of young citizens. This is an important tool for parents to safeguard their children's financial future.
Key points
Parents can freeze a child's credit report for free to prevent fraud.
Credit agencies must place the freeze within 3 business days of receiving a request.
The law takes effect 18 months after enactment, allowing time for preparation.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_619
Sponsor: Sen. Hassan, Margaret Wood [D-NH]
Process start date: 2025-02-18
Lustra uses Artificial Intelligence. Verify details in source documents.
Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Credit Freeze for Kids Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_619.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-02-18.

What are the main provisions?

Key points include:

  • Parents can freeze a child's credit report for free to prevent fraud.
  • Credit agencies must place the freeze within 3 business days of receiving a request.
  • The law takes effect 18 months after enactment, allowing time for preparation.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Hassan, Margaret Wood [D-NH].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Family Security Courts and Law