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Insurance Fraud Accountability Act: Stronger Health Insurance Protections

This act introduces stricter penalties for insurance agents and brokers who provide false information when enrolling individuals in health plans. It aims to reduce fraud and ensure citizens receive proper insurance coverage, while also increasing transparency in the enrollment process, giving individuals more control over their data and insurance choices.
Key points
Agents and brokers providing incorrect information face significant financial penalties, and intentional fraud can lead to imprisonment.
New verification procedures for health plan enrollments, especially those assisted by agents, are established to prevent unauthorized changes.
Citizens will receive notifications about any changes to their insurance and will have easier access to their account information to cancel unauthorized activity.
Audits and oversight of agents and brokers are introduced to ensure compliance and protect consumers from fraudulent practices.
article Official text account_balance Process page
Introduced
Citizen Poll
No votes cast
Additional Information
Print number: 119_S_976
Sponsor: Sen. Wyden, Ron [D-OR]
Process start date: 2025-03-12
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Summarized by: gemini-2.5-flash-preview-05-20
Source data: api.congress.gov
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OFFICIAL LEGAL TITLE

Insurance Fraud Accountability Act

FREQUENTLY ASKED QUESTIONS

What is the official ID of this bill?

The official print number for this legislation is 119_S_976.

Which chamber initiated this legislation?

This legislation was initiated in the Senate.

When did the legislative process begin?

The process officially started on 2025-03-12.

What are the main provisions?

Key points include:

  • Agents and brokers providing incorrect information face significant financial penalties, and intentional fraud can lead to imprisonment.
  • New verification procedures for health plan enrollments, especially those assisted by agents, are established to prevent unauthorized changes.
  • Citizens will receive notifications about any changes to their insurance and will have easier access to their account information to cancel unauthorized activity.
  • Audits and oversight of agents and brokers are introduced to ensure compliance and protect consumers from fraudulent practices.
What is the specific legal status?

The current status is Introduced.

Where can I read the full text of this legislation?

The full official text is available at: View full text

Who is the primary sponsor?

The primary sponsor is Sen. Wyden, Ron [D-OR].

What is the latest detailed status?

The latest detailed status is: Introduced in Senate

Is this summary verified?

Yes. This content was analyzed by AI and verified by the Lustra Judge System on 2025-12-23.

CATEGORIES

Health Courts and Law